My mother is similar in this regard as well, in that she feels as if she deserves to suddenly come into a huge amount of wealth and retire early, because "her life has been so hard" and she's "worked so much" and deserves a break.
--She worked a normal 8-5 job in the government (which, admittedly, could drive anyone insane if you aren't a sheep) for 10 or so years, where she accumulated a huge retirement fund and lots of vacation time. She quit this job when I turned 12, taking the "buy out" (where you get a severance package and your accumulated retirement rolled up into one lump sum) under the guise of "being home for me because I was struggling in school." In actuality, she just hated her job, and didn't want to do it anymore. Immediately after this, she purchased a 7-day cruise for us both.
--She went to school for a few years, where she racked up 100s of school credits but quit before getting a degree.
--When she went back to work, it was in sales. She spent most of her time working from home, but she worked 50-60 hours (so she says - some weeks, this was true, but there were many weeks where she did significantly less than 40 hours of work in a week). When that became too cut-throat for her, she moved to another sales job, and another one, and another one, and then moved to another city where she got another sales job. (In between, there would be months of joblessness, where she'd spend freely all the savings she'd accumulated.)
--Then, she decided she wanted to be a professional poker player. (Hello? The epitome of someone who slacks off.) The problem was, she didn't have the money to be a poker player, so she decided to be a poker dealer so she could "learn the tricks of the trade" and eventually figure out how to "win every hand." She knows every statistic known to man, has watched every televised poker tournament and plays online poker all the time...yet she's never, to my knowledge (trust me, she'd have gushed about it for weeks) won. Ever. She's come in, I think 5th or 6th in a tournament, where she made no money. (There was always an excuse for why she didn't win, but it was never for lack of talent. It's always stupid players catching lucky breaks. Again, hello? That's what poker is. Luck.)
Throughout the last 15 years, ALL I HEAR ABOUT is how hard her life has been, how hard she's worked her whole life, and how she deserves to retire and be able to do (enter any random goal here). The problem is, she's not willing to
actually work to get these attainments. Her solution to this elusive retirement plan is to "win the lottery." (She doesn't really play the lottery all that much.) There is no other solution for this. She does not make enough in her current position to do more than pay her bills and have no money left over (after taking herself out to eat and going out to movies, buying DVDs and new TVs, etc).
But when I mentioned that she's coming up on 50 and still has no money saved for retirement (not to mention that she spent the last four years paying minimum payments on credit cards she got in my name, with little or no effort made to pay them off), she told me she was a "financial wizard" and I was insane and "had a young mentality" for even mentioning that she has no financial plan. She works three days a week. Picking up an extra shift? Taking a second job to pay the credit card bills in my name or saving for retirement? OMG TAYLOR, YOU'RE A HORRIBLE DAUGHTER FOR EVEN MENTIONING IT.
So yes. I've experienced the "I deserve to live in financial prosperity for all the hard life I've endured!" mantra. I used to buy into it, until I became an adult and realized you have to like, actually
work to become financially prosperous. It takes budgeting and giving up luxuries like going out to eat and renting/buying movies to pay off your bills and save money. But gosh, I've been doing it for two months, and I've already paid off all of the debt she accumulated in my name, so...clearly I was totally wrong and I have no idea what I'm talking about and I should have deferred to her "financial wizardry" to figure out how to get my finances in order.
Maybe her idea of wizardry is to say "AlacaZAM! Your debts are absolved!!!" That would explain why it hasn't worked for her yet...
(PS - She
has had some financial troubles in the past, but they were all completely her doing. She married a man she knew was a klepto who bounced checks, and then was surprised when he stole things and bounced checks and got put in jail. She had a good credit history before she married him, and she spent many years fixing it, only to somehow ruin it by not working and not paying her credit card bills because she felt like she deserved "time off from work"...and eventually she became him, in that she ruined my credit, too!)