After a very generous 2013, I have made a decision to live on my pension and only dip into savings for special, one time only things.
January went well. I actually had $150 left from my pension cheque. I had the idea of buying a "travel sized" tripod for photography and a backpack specially designed for carrying camera equipment. Instead of jumping in, I researched choices on the internet and put them on a wish list.
This week I'm doing special one time only things for my boys. I'm taking my second son skiing for a couple of days. When I come home, it will be my number one son's turn. He is a professional triathlete and I'm getting him a new bike. That's it. No other extras in February.
I have to do this one day at a time..."Don't spend money... Don't spend money...Don't spend money!"